Your Retirement Accounts Have a Tax Problem
The SECURE 2.0 Act in 2022 turned traditional retirement planning on its head.
Your beneficiary designations that made perfect sense in 2021? They might be setting your family up for a massive tax bill. But you have options.
This analysis takes about 2 minutes and usually leads to some very important conversations with your financial team.
Account Information
Professional Note: This calculator provides educational estimates only. Actual tax and investment consequences depend on many factors including future tax law changes, income levels, and specific implementation strategies. Consult with tax and financial professionals for personalized advice.
A quick heads up: These numbers assume your beneficiaries are working adults in their peak earning years. Special needs children, non-working adult kids, or specialized trust structures? The math gets more complicated. Consider this your conversation starter, not your final strategy.